Thinking of buying a house? Figure when you find the one you want you'll start looking for a mortgage? WRONG! You could find yourself spending boat loads of money only to find you can't afford the house of your dreams.

You should shop for the mortgage FIRST and only then look for your house. A lot of the cost is incurred only after you start purchasing the property! If you then find that you cannot afford the mortgage you don't get that money back.

Once you have a mortgage lined up you will know how much you are worth as a borrower and you will know the maximum loan they will pre-approve!